No credit check
Just an estimate based on what you provide.
Takes about 60 seconds
Know your numbers
before the conversation
Get a clear picture of what you qualify for so you can talk to a lender with confidence, not questions.
What are you looking to do?
✓ 100% free✓ No credit pull✓ Private and secure✓ Results in 60 seconds
Under 60 seconds
Five quick questions. No account required.
Private and secure
Your data goes to one advisor, not a lead marketplace.
Why this exists
Most people start the mortgage process
with more questions than answers
You should not have to fill out a full application or talk to three lenders just to know if the numbers work. This gives you a clear starting point in under a minute so you can make informed decisions faster.
How accurate is this estimate?
It gives you a realistic ballpark based on current rate trends and standard qualifying guidelines. The final number depends on your full financial picture, which a loan officer can dial in.
What if my situation is more complex?
Self-employed income, investment properties, or non-traditional assets all have paths forward. This tool gives you a starting point, and your advisor handles the nuance.
Does this affect my credit?
No. There is no credit pull at this stage. We use the score range you provide to estimate your rate and qualifying power.
I already have a pre-approval. Is this still useful?
It can be. Pre-approvals vary in depth. This gives you an independent look at what the numbers say, which can be useful leverage when comparing lenders.
What does the monthly payment include?
The estimate factors in principal, interest, taxes, insurance, and mortgage insurance where applicable. No hidden costs left out.
Can I use this for a second home or investment property?
The tool is built for primary residences, but the fundamentals are similar. Your advisor can adjust for different property types and the different rate tiers that come with them.
What goes into the estimate
Gross monthly income and debt-to-income thresholds.
Credit tier and the rate range that comes with it.
Down payment amount and loan-to-value ratio.
Estimated taxes, insurance, and PMI where applicable.
VA and FHA eligibility based on military status.
How your information is used
Your information will NOT be sold to multiple parties. Most online mortgage shopping experiences sell the information they collect to multiple mortgage lenders, banks, and other institutions.